Privacy policy

Effective [DATE]

What happens to the numbers you enter

All calculations run in your own web browser. Your balances, ages, income and other inputs are not sent to us or to anyone else, and they are not saved. When you close or reload the page, they are gone.

You can check this yourself. Once the page has loaded, turn off your Wi-Fi or internet connection: the planner keeps working, because it does not need to send anything anywhere. The site's security settings also instruct your browser not to let the page connect to any server after it loads.

What we do not collect

• We do not ask for your name, email address, phone number or account numbers.
• We do not use cookies, tracking pixels, analytics or advertising tools.
• We do not sell or share personal information, as those terms are defined under California law.

Website hosting

The site is delivered by Cloudflare. Like any web host, Cloudflare processes basic technical information, such as your IP address and browser type, to deliver pages and protect the site from attacks. This information does not include anything you type into the planner. Cloudflare's handling of it is described in Cloudflare's privacy policy.

If you contact us

If you email us, we use your email address and message only to reply. We do not add you to a mailing list unless you ask us to.

Children

The site is not directed to children under 13, and we do not knowingly collect information from them.

Changes to this policy

If we change this policy, we will update the effective date above. If we ever begin collecting information, we will say so clearly here before we do.

Contact

[LLC NAME], [CONTACT EMAIL]